Blue Cross Blue Shield Advantage for Medicare Patients in Arizona

Sympathise Medicare Part C in Arizona

Medicare Advantage Plans offer a few key differences that distinguish them from Parts A and B of the Original Medicare system managed by the federal regime. While Part A pays for inpatient care at a hospital and Part B covers services and supplies used to treat or prevent medical conditions, Medicare Advantage Plans come with a few added benefits. Plans are required to offer the same level of care every bit Original Medicare and may include additional health care benefits, such as prescription drug coverage, routine hearing, vision, and dental exams, and fitness club memberships:

• In 2022, in that location are 155 Medicare Advantage Plans available in Arizona.
• 100% of the full Medicare population in Arizona has access to a Medicare Reward Programme with a $0 monthly premium in 2022.
• In 2022, the average monthly premium for a Medicare Advantage Plan in Arizona is $11.64, a decrease from $eleven.74 in 2021.
• Xxx Medicare Reward Plans offer innovative benefits, such as wellness and health care planning, reduced toll-sharing, and rewards and incentives programs in 2022.

Designed to be an all-in-1 solution, Medicare Reward Plans are offered by Medicare-approved private insurance companies. There are several types of Medicare Advantage Plans bachelor, depending on your insurance provider and location. Acquire the differences between these plans and how they affect your coverage so that you tin brand the right choice for your medical situation.

Medicare Reward Plans in Arizona

Compare ratings of some of Arizona's Medicare Advantage Plan providers:

What Medicare Advantage Plans cover

Medicare Advantage Plans cover benefits from Original Medicare Part A (infirmary insurance), Part B (medical insurance), usually Part D (prescription drug coverage), and sometimes additional benefits that Original Medicare doesn't cover. Each Medicare Advantage Program insurer sets the rules about how you receive and pay for these benefits.

Types of Medicare Advantage Plans in Arizona

At that place are iv types of plans available in Arizona's Medicare Advantage program: Wellness maintenance arrangement (HMO), preferred provider organization (PPO), individual fee-for-service (PFFS), and special needs plan (SNP). Each offers a different level of flexibility in your network of care providers and varies in price. All Medicare Advantage Plans provide the same coverage as Original Medicare, but boosted benefits may come with an increased premium.

When to sign up for Medicare Advantage Plans in Arizona

If yous want to enroll in an Arizona Medicare Reward Plan, y'all need to exist enrolled in Medicare Part A and Part B, and you cannot be enrolled in Medigap. Enrollment is bachelor to seniors 65 and older and those with a qualifying disability.

Your disability typically qualifies if you've received at least 24 Social Security or Railroad Retirement Lath (RRB) Disability Insurance payments. You can also enroll in Medicare Advantage Plans if you have End-Stage Renal Disease (ESRD) or amyotrophic lateral sclerosis (ALS).

There are three periods when you lot can enroll:

• The first is the Initial Coverage Election Menses when you first become eligible. This catamenia includes the three months before your 65th birthday, the calendar month of your altogether, and the three months post-obit. If y'all have a disability, this catamenia will occur three months earlier or later on your 25th month of receiving benefits.
• The Annual Ballot Period runs from October 15 to Dec 7. During this menses, you tin switch from Original Medicare to a Medicare Advantage Plan. If you're already enrolled in Medicare Advantage, you lot can switch between plans during this menstruum.
• The Open Enrollment Period takes identify between January 1 and March 31. You tin switch betwixt Medicare Advantage Plans or become dorsum to Original Medicare during this period.

Medicare provides special enrollment periods for unusual life circumstances, such as losing your job (and health coverage) and moving out of the area your insurance carrier services.

How to Cull a Medicare Advantage Programme in Arizona

Consider these factors as you compare Medicare Advantage Plans available in your area:

Medicare Advantage Resource in Arizona

If you're feeling dislocated past the multitude of programme options available, getting in touch with trained, unbiased counselors tin be a expert starting time stride. Arizona  is home to several organizations that can aid you brand an informed determination.

Certified Senior Advisor (CSA)^®

As a wellness intendance professional person since 1987, Kelly Blackwell has walked aslope and cared for seniors as they journeying through the season of their fourth quarter of life. Blackwell holds a Bachelor of Science in nursing from the University of Northern Colorado, a Principal of Science in wellness intendance assistants from Grand Canyon University, an interprofessional graduate certificate in palliative intendance from the University of Colorado Anschutz Medical Campus and holds a Certified Senior Advisor^® credential from the Society of Certified Senior Advisors.

Blackwell contributes to the University of Colorado-Anschutz blog and has been published in "The Human Touch" distributed by the University of Colorado Eye for Bioethics and Humanities. She cowrote "Dying Is" for Pathways Hospice.

A registered nurse, Blackwell understands health insurance choices influence quality of life and are driven by values, goals, and beliefs. She's passionate about engaging with, educating, and empowering seniors as they navigate the health care arrangement. She's equipped to lend an experienced, compassionate voice to beneficiaries seeking information most Medicare Advantage Plans.

As a CSA^®, Blackwell has access to valuable resources for Medicare beneficiaries. Her work as a bedside nurse and clinical managing director has given her the opportunity to see how Medicare rules, regulations, and benefits work when patients need them. With a passion to learn and to brand a difference in the lives of seniors, Blackwell supports seniors through Medicare and fourth-quarter life decisions.

Larn More From Our Sources

• Medicare | Health Maintenance Organization (HMO) | Concluding accessed July 2022
• Medicare | How do Medicare Advantage Plans work? | Last accessed July 2022
• Medicare | How Original Medicare works | Final accessed July 2022
• Medicare | Joining a Health or Drug Plan | Last accessed July 2022
• Medicare | Preferred Provider System (PPO) | Concluding accessed July 2022
• Medicare | Private Fee-for-Service (PFFS) Plans | Last accessed July 2022
• Medicare | Special Needs Plans (SNP) | Last accessed July 2022

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Source: https://www.medicareplans.com/medicare-advantage-plans-arizona/